5 Major Insurance Covers Kumelwe ube Kuvikelwe

Kukhona into yomshuwalense - uthatha it up ngoba uqonde umbiko kanye nezinzuzo, noma ungenawo ngoba awazi ukunikeza hoot ngawe nomndeni wakho. Uma wake eyayihilelekile engozini nenkampani yakho yomshuwalense ngokushesha ufika aid yakho hlinzeka you yezinzuzo ukumboza isikhathi sakho futhi nokulahlekelwa, ke ukwazi ukubaluleka yomshuwalense ikakhulukazi uma akunakwenzeka izuzwe lokhu ngaphandle umshwalense wakho. Kunemikhakha eziningana futhi sub-categories of nomshuwalense esehlanganise cishe zonke izici nakho human, kodwa kubo bonke, kumele ube okulandelayo 5 Umshuwalense ihlanganisa ukuba ngempela kuvikelwe.

i. Umshwalanse we mpilo: Impilo yakho konke, futhi udinga ukuba baqinisekise it izinhlelo umshwalense uma kufanele sifeze lutho ekuphileni. Izinkampani zomshuwalense Iningi zinikeza amaphakheji umshuwalense wezempilo ngabanye kanye nemindeni, nabaqashi amaningi iqembu umshuwalense wezempilo izinhlelo abasebenzi kanye nabasebenzi babo. Umshuwalense Health kubalulekile kakhulu ngenhlalakahle yakho nalabo set izinhloso une, futhi ungase usebenzise noma iyiphi of labo Health Maintenance Iinhlangano (HMO) uma ungeke athathe inqubomgomo yezempilo ngqo.

Izinhlelo yomshuwalense Health ikunika ukumboza kunoma iyiphi ukwehluleka impilo ngokuzumayo noma izinhlekelele, futhi kuthatha ukunakekela esibhedlela yakho izikweletu nezindleko. Nakuba kungase kudingeke akhokhe imali ngezinye izikhathi uma kuhilela izinqubo zokwelapha nokuhlinza like, wena namanje kungcono yomshuwalense wezempilo kuka lutho.

ii. Umshuwalense Life: Umshuwalense wokuphila ukuswela, kakhulu ikakhulukazi uma ukunakekela kakhulu ngomndeni wakho kanye abancike futhi ufisa kubo the best emva kokufa yakho. Akekho ofuna umndeni wakhe ukuba ahlupheke emva kokufa kwakhe, futhi lokhu ngokuyinhloko kungenzeka kakhulu uma une umshwalense endaweni. Inikeza umndeni wakho futhi abancike izinhlobo yokuphila futhi imfundo enhle ufisa ngabo kufanele yini ngokuzumayo kudlule phezu. Futhi, nge umshuwalense wokuphila plan term lonke, ungasebenzisa izimali anqwabelene njengoba scheme umhlalaphansi noma ngisho angene investment nalo, ngenkathi ungakwazi futhi kubuyisele lonke izimali aphinde; kodwa yomshuwalense wokuphila term wena ofanelekayo kuphela Ukusabalala ngemva kokufa yakho.

iii. Umshuwalense Property: Wake wacabanga mayelana nokugqekezwa, nezinhlekelele umlilo? Uke wacabanga izinhlekelele zemvelo like izikhukhula kanye neziphepho kulimaze indlu yakho? Ingabe ufuna wena nomndeni wakho ukuba kwenzakala ezitaladini okukhululekile zonke impahla eyigugu walahlekelwa lapho iyiphi yalezi izigameko zenzeka? Yingakho kufanele umshwalense obonelela ekhaya lakho ngokumelene izinhlekelele umlilo, izikhukhula kanye neziphepho, ukugqekeza nokweba, nezinye izigameko ezifuze.

iv. Auto umshuwalense car: Uma ungumnikazi futhi ukushayela imoto, ke kumelwe ukuba wayazi ukuthi umshuwalense auto imoto pretty amandla futhi imfuneko of imithetho wombuso. Kumele okungenani umshwalense third-party in endaweni uma ushayela izimoto emigwaqweni, nakuba olunzulu cover inqubomgomo kungcono kakhulu. Umshuwalense Auto kuyakuvikela futhi inikeza yakho abagibeli imoto nabanye abasebenzisi bomgwaqo nabathile cover lapho imoto zomgwaqo kwenzeke - futhi lokhu kungaba yingozi ngokuvamile.

v. Umshuwalense Ukukhubazeka: Umshuwalense Ukukhubazeka nakho kubalulekile kakhulu uma umondli umndeni wakho. With a plan umshuwalense ukukhubazeka, wena embozwe esimweni factory izingozi kanye nezinye ukulimala emsebenzini engase iholele ekulahlekeni nemilenze yakho, Amehlo noma ngisho nikeza you invalid noma uzibophezele ngesihlalo sabakhubazekile. Uma ukhubazekile futhi ngeke basebenze noma esekwazi umndeni wakho futhi, a plan yomshuwalense ukukhubazeka inikeza wena oluthile isinxephezelo kanye izisekelo zezimali ukuze uthole by.


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