5 Paub tseeb tias Txoj kev uas yuav txuag tau loj ntawm koj Insurance

Ntau cov tib neeg thiab cov tsev neeg ntiav Lus nyob rau hauv lub ceeb thawj ntawm lub ntau yam kev tuav pov hwm txoj cai kev npaj, thiab qhov no yog mob rau lawv tsev neeg khwv tau nyiaj thiab tej kev cai nyob. Lawv paub hais tias to taub qhov tseem ceeb ntawm kev them nqi rau lawv cov nqi stoutly thiab ua tau ua li ntawd, tab sis lawv cov teebmeem nyob ntawm lawv tag nrho tej nyiaj txiag thiab tsev neeg nyob cov qauv uas tsis tau poob rau lawv - yog li lawv yuav tsum tau Scout rau txoj kev txuag loj rau lawv mob tsis muaj compromising qhov zoo ntawm uas twb muaj lawm npaj. Xav txog tej yam them rau tsev neeg them nqi kho mob, tsev thiab tej khoom vaj tse tuav pov hwm, pib tsheb daim ntawv kho mob, thiab lub neej kev tuav pov hwm thiab lwm, dab tsi yuav tsum tau sab laug mus rau saib xyuas ntawm tsev neeg thiab ua hauj lwm tawm tus kheej kev npau suav thiab hom phiaj? Lo lus teb rau lo lus nug no yog vim li cas vim li cas underscores koj yuav tsum txuag loj rau kev tuav pov hwm, thiab cov nram qab no yog yuav ua li cas:

i. Tsa koj deductibles: Koj paub dab tsi nws txhais tau hais tias tsa los yog kom koj deductibles, ua tsis tau koj? Qhov no txhais tau tias koj nce tus nqi ntawm cov tawm-of-pocket qhaub koj them rau lo tej yam uas warrant kev tuav pov hwm raug mob tiv thaiv. Thaum koj tsa koj deductibles, kev tuav pov hwm tuam txhab uas muag pom koj li txo lub teeb meem ntawm nyiaj neeg pab leg ntaubntawv nyob rau hauv lawv thiab lawv cia li txo koj them txhua hli rau cov nqi pheej yig heev - enabling koj yuav txuag tau loj rau kev npaj hais tias koj yuav tsis tau ua yam tsis thiab hais tias yuav tsis tau tau tsis tau lub tsa deductibles.

ii. Hais lus rau koj tus neeg sawv cev rau nyiaj cheb: Tham nrog koj tus neeg sawv cev kev tuav pov hwm rau kev tsom xam koj daim ntawv kho mob txoj cai thiab lub hom phiaj thiab saib yuav ua li cas koj tau txais kev txo nqi nqi nyob rau hauv koj them txhua hli. Muaj coob tus neeg tau txais kev tuav pov hwm nyiaj cheb tsis paub txog nws, thiab lawv mus rau kev them nqi siab nqi vim hais tias lawv kev tuav pov hwm tuam txhab uas muag yuav kawg los qhia rau lawv tias lawv muaj ib tug kev sib raug zoo nrog lawv cov neeg ua hauj lawm. Koj cov neeg ua hauj yuav tsum ua hauj lwm tawm koj nyiaj cheb thiab pab koj txuag tau loj raws li nyob rau hauv yam uas nyiam koj txoj cai thiab tus nqi ntawm txoj cai kev npaj uas koj muaj nrog cov kev tuav pov hwm lub tuam txhab.

iii. Tsa koj credit tau: Kev tuav pov hwm tuam txhab uas muag xav txog koj ib tug zoo kev pheej hmoo rau txim thaum koj muaj ib tug phem credit rating. Yuav ua li cas koj yuav tsis paub yog tias kev tuav pov hwm tuam txab ua tom qab tshev rau koj thiab saib yuav ua li cas koj credit qhab nia los yog kev yog. Yog hais tias koj cov credit qhab nia yog heev tsawg ces koj slammed ib siab hwm tus nqi thaum lawv raug txim koj, tab sis thaum koj ua hauj lwm ib qho nyuaj rau kho tsa koj credit ratings ces lawv txo koj cov nqi nqi. Yog hais tias koj tau them nqi heev vim nej tej kev phem credit qhab nia ua ntej kho lawv, ces koj yuav tsum qhia rau lawv ntawm cov kev hloov ua kom lawv tau effect koj txo hwm cov nqi tam sim ntawd.

iv. Siv lub tib lub tuam txhab: Qhov no ua rau txiav txim siab zoo: siv tib daim ntawv kho mob ruaj los yog lub tuam txhab kom raug txim tag nrho koj tsev neeg, vaj tse, noj qab haus huv thiab lwm yam. Los yog es, raug txim tag nrho koj lub tsheb nrog tib insurance lub tuam txhab; kev tuav pov hwm tag nrho tsev neeg noj qab haus huv thiab kev kho mob npaj nrog tib insurance khov kho; kev tuav pov hwm txhua lub tsev thiab tej khoom vaj tse cuab tam nrog tib insurance lub tuam txhab, thiab koj yuav tau txuag loj rau tag nrho cov kev tuav pov hwm cov kev cai.

v. Luag koj lub tsev thiab lub tsheb: Nruab ruaj ntseg nta thiab gadgets nyob rau hauv koj lub tsev thiab lub tsheb rau forestall tej incidences ntawm burglary, saib tsis tau khoom thiab thefts. Kev ruaj ntseg gadgets zoo li tua hluav taws, burglary alarms, anti-lock chaw thiab lwm yam kev ruaj ntseg nta yuav txo los sis txo cov teeb meem ntawm cov xwm txheej nyob rau hauv koj lub tsev thiab lub tsheb, thiab qhov no yuav zoo heev txuag koj cov nyiaj txij li thaum koj tuav pov hwm yuav cia kom koj hwm cov nqi.



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Tags:5 Paub tseeb tias Txoj kev uas yuav txuag tau loj ntawm koj Insurance, Save Big On Your Insurance

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