5 Bonnete ba hore Litsela Tsa ho Save Big Ka Your Insurance

Ba bangata ba batho ka bomong le poraefete malapa a reel tlas'a boima ba tse fapa-fapaneng pholisi ya inshorense le merero, 'me sena se ke mahlomoleng a amang ba bona ba lelapa a fumanang meputso e le maemo a ea ho phela ka. Ba bonnete ba hore utloisisa bohlokoa ba ho ho lefa ba bona ba ditefello stoutly le ha e le hantle etsa joalo, empa tsa liphello tsa bona ka kakaretso lichelete tsa le ba lelapa maemo a ho phela ha ba lahleheloa ka ho bona - kahoo ba ile ba lokela ho scout litsela tsa ho pholosa khōlō tsa bona inshorense merero ntle le sekisetse boleng ba le teng merero. Nahana ho lefa ho ba le lelapa bophelo bo botle inshorense, lapeng le thepa inshorense, likoloi koloi inshorense, le inshorense ya bophelo ya har'a ba bang, seo le tla tloheloa ho nka tlhokomelo ya lelapa le sebetsa ba botho litoro le maikemisetso? The karabo ea potso ena hatisa mabaka a ke hobane'ng ha u lokela ho pholosa khōlō ka inshorense, le latelang ke joang:

i. Phahamisetsang deductibles: U tseba seo e se bolela ho phahamisa kapa eketsa deductibles, ha u? Sena se bolela hore u eketsa ka tjhelete e ba sa tswa tswa-of-bag akaretsa o lefa ka ka phoso maemo a ka warrant inshorense matseliso dithuso. Ha o phahamisa deductibles, inshorense lik'hamphani u bona u e le fokotsa li ileng tsa matseliso o bolela ka bona 'me ba ka tsela e iketsang fokotsa ditefello ho haholo ka theko e tlaase ditefello - nolofalletsa u ho pholosa khōlō ka merero hore u ke ke a etsa ntle le le hore ne ho se ho khoneha ntle le tsosoa deductibles.

ii a. Bua le hao moemeli ka litheolelo: Bua le hao inshorense moemeli ho sekaseka hao pholisi ya inshorense le le maano a 'me le bone kamoo u ka tšoaneleha hore discounted ditefello ya hao ditefello. Batho ba bangata ba ka tšoaneleha hore inshorense litheolelo sa tsebe, 'me ba le tsoele pele ho ho lefa a phahameng kahobane e se ba inshorense lik'hamphani ne e tla ba ho qetela ba ho tsebisa ntle le haeba ba ho boloka kamano e ntle le ba bona ba mahlahana a. Hao mahlahana a lokela ho sebetsa ea hao litheolelo le u thusa hore u pholosa khōlō thehiloeng ho dintlha tse mohau tsa gago tsa pholisi le chelete eo ya pholisi merero u na le le khamphane ya insorense e.

iii. Phahamisetsang mokitlane lintlha: Inshorense lik'hamphani nahana ka u ipeha kotsing e kholo ho inshora ha o ba le e mpe mokitlane lintlha. Seo u se se ke tsebang ke hore difeme tsa inshorense etsa semelo batlana le ka u 'me le bone hao a mokitlane bangata kapa dikatlholo ba. A gago a mokitlane bangata ba tlase haholo ka nako eo o ba slammed e phahameng Premium le joalo ha ba inshora u, empa ha u sebetsa ho le thata ho lokisa phahamisa mokitlane dikatlholo joale ba fokotsa Premium ditefello. Haeba u ba 'nile ba ho lefa haholo a phahameng ka lebaka la lona tse mpe mokitlane bangata pele lokisa ba, ka nako eo o lokela ho tsebisa ba ka liphetoho ile a etsa e le hore ba ka sebediswa hao fokotswa Premium ditefello hang-hang.

iv. Sebelisa k'hamphaning: Sena se etsa hore ho sebelisa kelello: sebelisa e tšoanang inshorense tiile kapa khampani ho inshora tsohle lelapa la hao, thepa, bophelo bo botle le lintho tse ling. Kapa ho e-na, inshora tsohle tsa hao likoloi le eona ke inshorense khampani; inshorense tsohle tsa lelapa bophelo bo botle le bongaka merero le eona ke inshorense tiile; inshorense tsohle lapeng le thepa matlotlo a le eona ke inshorense khampani, 'me u tla ba khona ho pholosa khōlō tsena tsohle di a inshorense maano a.

v. Boloka lapeng la hao le likoloi: Kenya tshireletso ditshebetso le lisebelisoa a malapeng a lona le likoloi ho thibela leha e le efe incidences ea borukutlhing go lo gongwe, vandalism le bosholu. Tshireletso lisebelisoa joaloka mollo litima-lebone, borukutlhing go lo gongwe dialamo, -ba khahlanong le senotlolo sa mehaho le tse ling tse tshireletso likarolo e ne e tla fokotsa kapa fokotsa li ileng tsa likotsi a malapeng a lona le likoloi, 'me sena se e ne e tla haholo u pholosa chelete ho tloha ka hao insurer e ne e tla ka tsela e iketsang fokotsa Premium ditefello.



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