10 Misampha Mungapewe Pogula Magalimoto Inshuwalansi mfundo

Kulingalira kuzichita kuti pali zambiri nsomba ndi chofunika anatipasa. Ngakhale palibe nsomba ndi anzeru kuganiza kuti pangakhale. Izi maganizo adzalola inu kukhalabe chenjerani ndi aletse amachita mosamala inu musanafike mu iwo. Nthawi zina tikhoza kuthamanga mumsampha chifukwa sitichita wathu homuweki bwino, nditenge anzeru za izo kapena tifulumire. Pano pali ena mwa misampha muyenera kudziwa pamene kugula galimoto inshuwalansi Kuphunzira.

Kugula pambuyo Choyamba Mawu
Izi woyamba wa kulakwitsa zinthu. Mukapanda ndi katswiri pa nkhani kodi inu mukudziwa inu akupeza bwino Kuphunzira ndi mtengo ngati mulibe anu akufanana mungachite? Pamene ndinu chidwi chofuna kupeza galimoto latsopano anaphimba mwamsanga kuti akhoza kuyendetsa mungamve msampha nokha mu osakwanira kapena mtengo Kuphunzira.

Pamafunika maora pang'ono ndipo makamaka masiku kufunafuna galimoto. Mutha kuonanso abwino ndondomeko pakali pano. Inu simukusowa kukhala ndi galimoto pamaso inu mukhoza kutenga ndibwereze izo. Mutati timachitcha olunzanitsa tsiku ndi osiyana galimoto mfundo kupeza amagwira iwo mukhoza kudyetsedwa ndi inu mwamsanga. Komabe, Intaneti amagwira nsanja amakulolani kuti zolemba kwa iliyonse galimoto. Mukhoza kugwiritsa ntchito zida izi monga inu mukufuna chifukwa mukugwira ntchito.

Kugula osakwanira Kuphunzira
Mmodzi wa anthu wamba zolakwa motorists kupanga kuganiza kuti malamulo adzakhala ambiri mtengo ngati iwo kupita osachepera boma chofunika ngongole chivundikiro. The umafunika kusiyana mfundo Kuphunzira ndi mabuku wina chokha angapo madola zana zina makamaka pamene inu kugula kuzungulira mwatcheru.

Basic chivundikirocho ndi mtheradi osachepera ndi inu akulangizidwa kugula okwanira ngongole kuphimba m'malo. Komanso, malamulowa anthu ngakhale Kuphunzira nokha zomvetsa. Magalimoto yambiri yaikulu ndalama kwa anthu ambiri. Ndalama $5,000 wachikulire ntchito galimoto zikuoneka ngati mwayi kwa inu pamene mulibe ndalama zambiri. Pamene inu mumapezera bwino ndipo ndalama inu mudzakhala kuyendetsa $50,000 galimoto mulimonse. Pa nthawi zonsezi zingakhale lalikulu ndalama kuti kutsimikiza.

Kugwiritsa Deductibles
Nthawi zambiri, apamwamba kwambiri ndi deductibles m'munsi pa premiums kupeza. Choncho, ngati inayake galimoto inshuwalansi amagwira ndi otsika mtengo kwambiri kuposa ena onsewo muyenera aletse deductibles. Izi ndi ndalama kulipira mu thumba lanu anu insurer angathe kulipira zina amawononga. Ngati inu anaikira kwambiri mukhoza kulipira ambiri amawononga nokha. Ndipo zikanakuvutani yovuta ngati muli oposa Kalanga zinachitika mu chaka.

Kupatulapo madalaivala
A muyezo mfundo azivala aliyense wamoyo naye m'banja limodzi ndi inu komanso aliyense apo madalaivala. Pamene mwalandira wotchipa galimoto inshuwalansi amagwira mwina osayang'ana amene amaloledwa kuyendetsa galimoto yanu. Ngati inu Sapita kulola wina aliyense kuyendetsa galimotoyo inshuwaransi mwina kwenikweni ndikufuna kuchepetsa oyendetsa galimoto policyholder kapena kutchulidwa madalaivala okha ndalama. Nkofunika kudziwa ndi amene si inshuwaransi kuyendetsa galimoto yanu ndi kukonza izo mogwirizana.

Special Zinthu ndi Exclusions
Samalani wapadera zinthu mu ndondomeko wordings. Mwachitsanzo, ena ndondomeko angalole ndi insurer ntchito zapambuyo mbali kukonza ndi inshuwaransi galimoto zotsatirazi kumawononga kuti izo. Zimenezi sikungakhale nkhani ngati muli ndi galimoto yakale ndipo mukudya bwino kuchotsera chifukwa cha chikhalidwe. Koma simufuna amenewa wotani pamene muli ndi mwachilungamo latsopano ndi mtengo galimoto.

No Courtesy Car
Wina lililonse khalidwe zotchipa ndondomeko ndi kuti si kupereka ulemu galimoto pamene wanu mu galaja kukonzedwa. Apanso, zimenezi sikungakhale nkhani kwa iwe, ndi kuti kwenikweni amakonda kupeza kuchotsera tsopano osati kutenga ulemu galimoto ngati galimoto konse kamakhala kuonongeka. Basi kuti anthu ambiri akudandaula zitachitika kale kuti iwo anapatsidwa ulemu galimoto pamene panalibe makonzedwe awo ndondomeko.

Kungoganiza onse mfundo ndi chimodzi
Limodzi galimoto insurer akhoza kupereka yosiyanasiyana misinkhu malamulo kuti poganiza onse ndondomeko kugulitsidwa m'misika idzafanana ndi pang'ono mbuli. Aliyense ndondomeko ali pang'ono kapena lalikulu kusiyanasiyana Chrixitu. Izi ambiri anasonyeza mu mtengo. Malinga ndi cheapautoinsurance.net, "Mwina kupeza zosakwana zogwira mtima ndondomeko ndi kulipira zonse umafunika nthawi zina mukalephera kugula kuzungulira".

Kungoganiza akutenga zofanana kudutsa Market
Apanso, uno ndi n'kosathandiza komanso kuyembekezera chifukwa aliyense kampani ndi monga munthu ngati afika. Iwo ndi kampani chiopsezo ndi umafunika kuwerengetsera ndi njira yapadera ndidutse ntchito yawo. Pamene kampani chotchuka kwambiri iwo mwachibadwa athe pa mpando wabwino kwambiri wa gulu mu mfundo za chiopsezo. Akaona pang'ono chizindikiro cha chiopsezo iwo mwamsanga awo mitengo. Komabe, ndi wochepa wotchuka kampani adzayenera awo mitengo cheke kuonetsetsa angathe kupambana pa malonda.

Kumvera ndi Monthly Installments
Kumene, n'kosavuta kulipira ndi mwezi installments pali N'zosakayikitsa. Komabe, inshuwalansi premiums ndi chifukwa cha malipiro pa nthawi pomwe linayamba. Ngati kampani walola inu kufalitsa chobwezera iwo akupereka inu ngongole. Izi zambiri amabwera pa mtengo. Iwo kawirikawiri mlandu chidwi komanso kupereka wapadera kuchotsera anthu amene nd ndi zonse. Inu ndalama zambiri ngati inu kufalitsa malipiro.

Kugula mtengo kutsimikiza galimoto
Ambiri motorists anagula galimoto ndi anazindikira pambuyo pake kuti zodula kutsimikiza yawo yatsopano wakwera. Pamene tikulingalira masewera magalimoto, SUVs, 4x4s ndi zachilendo amene muyenera kudziwa kuti kungakhale kodula kutsimikiza iwo. Umafunika kusiyana kungakhale ngati mmene katatu kwambiri pakati kusankha galimoto A ndi Car B.

Simufunikanso kudziwa zinsinsi zambiri kuti mungakwanitse kugula galimoto inshuwalansi. Koma, muyenera kudziwa ndi kudziwa ochepa zidule. Ndiye, mukhoza kusunga yopulumutsa ndalama watsopano pambuyo pa kukonzedwanso. Kulephera kutsatira izi mfundo akhoza mudzazilipira ndalama.



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