Top 6 Mere ndị mmadụ ji asị Tụlee Ịzụchapụta Life Insurance N'uba

Iji nkezi American, e nwere abụọ surest ihe ná ndụ - ọnwụ na ụtụ isi; ma funnily ezuru, life insurance can provide relief from both of these factors combined. Agbanyeghị, a mpempe bụghị banyere otú iji jiri ndụ mkpuchi iji chebe megide mmetụta nke ọnwụ na ụtụ isi mgbe ị na-arahụ - anyị ga-enyocha nke ahụ ọzọ ibe soonest, ma nke a bụ banyere ihe mere ọtụtụ ndị na-achọghị ka ịzụta ndụ mkpuchi na ihe mere na o were ogologo oge tupu ị na-zụrụ otu oke.

Buying Life Insurance Policy

1. Ndị mmadụ na-achọ ka ihe ọ bụla na-eresị site mmadụ: Ee, mkpuchi mmadụ ịgakwuru ị zụrụ ndụ mkpuchi ma ọ bụ ihe ọ bụla ọzọ ụdị mkpuchi na ha na-ewe oge iji kọwaa ihe echiche na uru gị - nke ị kpọrọ n'ihi na unu chere na ha bụ ndị "ahịa" gị ihe ma na-agbalị ịmanye gị kpọwaa na ụfọdụ ego ... Ọ dịghị, ime ka ị na-gasịrị na-ego kwa ọnwa ma ọ bụ n'afọ - n'ihi na mgbe ha nwere ikike idi na-ekwu okwu banyere gị ọnwụ, i nwere ike na-anwụ anwụ; na ị na-eche na-eme atụmatụ maka gị dependents bụghị ha azụmahịa.

2. Kwurịta banyere gị na o kwere omume ọnwụ bụ mgbe na-akpali: Ọ bụ n'ezie na-atụ egwu na ọbụna n'oké-ekwu okwu na a na-amabughị banyere gị ọnwụ, na e nweghị ekwetaghị na eziokwu. Ọ dịghị onye chọrọ ikwu banyere ọnwụ ya na-atụle ihe nwere ike ime ka ezinụlọ ya na ndị ọ hụrụ n'anya na ihe omume nke ọnwụ ya, otú ọ na-eme anya na-ewere ihe ọ bụla edinam na ndụ mkpuchi ruo mgbe "a ọzọ kwesịrị ekwesị" oge nke nwere ike ghara ịbịa - gwụla ma prodded site na gị n'ụlọnga ọzọ.

3. Ọtụtụ ndụ mkpuchi na ngwaahịa: Ahịa dị ka echiche nke inwe nhọrọ, ma ọ bụchaghị ebe ndụ mkpuchi banyere n'ihi na ọ dị mgbagwoju anya dị nnọọ obere doro anya dị iche iche. Dị ka ọmụmaatụ, maka American, e nwere ike ịbụ okwu mkpuchi, na-adịgide adịgide mkpuchi, dum ndụ, eluigwe na ala ndụ, ogologo oge na-elekọta mkpuchi, ọnwụ mberede, oké egwu ọrịa mkpuchi, nkwarụ mkpuchi, agbanwe ngwaahịa, graded na gbanwetụrụ, na-ekwe nkwa premiums, ndụ uru, nloghachi nke adịchaghị, atumatu maka 5,10,20,30, ma ọ bụ n'ihi ndụ mkpuchi - niile nnọọ mgbagwoju anya na-a nwere ahịa.

4. Ihe niile banyere mkpuchi bụ ngwa ngwa, na mgbagwoju anya: That is the truth, insurance agents have a way of telling you to do it quick and you even hate the complication behind the products. You want to know how much insurance you really need so that you don’t overpay or pay for coverage or product you don’t need, and you simply have to find a way of adjusting your family budget to accommodate the insurance policy.

5. Life insurance costs too much: You like the fact that your dependents can access a lump and attractive sum upon your death, ma ị na-eche ihe mere ị ga-akwụ nke ukwuu premiums ka ha dị otú ahụ a-erite uru mgbe ị na-anwụ.

6. Ị adịghị ịtụkwasị obi na ọrụ inshọransị: Ị na-atụ egwu ha nwere ike n'ogige atụrụ elu mgbe ị na-akwụ ụgwọ premiums N'ihi na dị ka 10 afọ; ị na-eche na ha nwere ike na-akwụ ụgwọ mgbe ị na-anwụ anwụ na-eme ka ahụ gị dependents na-ata ahụhụ; ị ọbụna na-eche na ha nwere ike ịkwụ ụgwọ na-erughị ihe ha kwere gị ná nkwa, were gabazie.



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